The right mortgage for you

Buying a property is a big step. Whether you're climbing onto the ladder for the first time, moving home, or investing in bricks and mortar, deciding to buy a home is a huge commitment.

Whatever your situation, we're here to help you to find the finance you need to take your next step. We're highly experienced mortgage advisers based in Beckenham and, as a comprehensive panel which is representative of the whole of the market, we can search the entire market to find the right lender and deal for you.

The right lender and deal

Everyone looking for a new mortgage is different. Your specific circumstances, the property you want to buy or refinance, your income and outgoings, and your credit history are all unique to you.

That's where we come in. Our knowledge of the mortgage market means we can help you to find a lender who is happy to agree the mortgage you need.

Whatever your situation, we'll use our extensive experience and knowledge of the mortgage market to find a lender who is happy to lend to borrowers just like you.

The right deal

The great joy of financial freedom is knowing you're free of financial uncertainties, and our aim is to help pave the way by giving great advice and access to thousands of fixed, tracker and variable-rate mortgage deals in the market.

We'll scour the market to find the most appropriate mortgage deal for you, whether you are:

  • a first-time buyer
  • remortgaging
  • looking for a Buy to Let mortgage

We'll consider the headline interest rate, fees and charges – and your specific needs – and recommend the deal that's right for you.

Reasons to choose us

We know mortgages. Our mortgage brokers have years of experience and we've helped everyone from first-time buyers to seasoned property investors.

We work from a comprehensive panel which is representative of the whole of the market, you'll benefit from the peace of mind that we've searched the entire mortgage market to find the deal we recommend to you.

If you’re local to Beckenham and surrounding areas then we can meet face-to-face to get an understanding of what you need, but we can also discuss your needs just as effectively remotely.

We can also find mortgages solutions for clients with requirements that are a little 'out of the ordinary'. From the self-employed person with just one years of accounts to the company director with a complex remuneration structure, we'll use our network of contacts to find a lender prepared to help.

Mortgage calculator

Want to know how much you can borrow?

Our mortgage calculator will give you an idea of the amount you'll be able to borrow based on your income.

If you need a formal 'decision in principle' to put you in pole position when you're ready to make an offer on a property, get in touch. We can work with mortgage lenders to conditionally agree your mortgage, giving you a head start when searching for your dream home.


Mortgages for First-Time Buyers

Buying your first home can be both exciting and daunting. We're here to help. From getting an 'agreement in principle' to receiving your house keys, we'll guide you every step of the way.

Need a recommendation for a solicitor or conveyancer? Or do you want advice on the right way to protect your income or mortgage?? Get in touch – it's what we're here for.

Helping you onto the property ladder

From helping you establish what you can borrow to getting your mortgage approved, we're here to help you take the first step on the property ladder.

We can work with you to obtain a ‘decision in principle’, putting you in a great position when you find the home of your dreams.

We can help you if you're employed, self-employed or a business owner, or your income comes from non-traditional sources.

And, we'll find the right mortgage for you – whatever sort of property you're buying.

It’s usually the case that placing your first foot on the property ladder is the most challenging step of them all. First-time buyers seeking a mortgage can be overwhelmed by different options and confusing terms. As a result, they are more likely to commit to a mortgage that doesn’t work best for them and make costly mistakes.

Thankfully, our mortgage advisers can help you avoid the pitfalls!


First-time buyers should know they have lots of mortgage types to choose from. Each one of them has its advantages and disadvantages, and there is no single mortgage type that is best for everyone. The right kind of mortgage for a first-time buyer will depend on their circumstances.

With so many mortgage types to pick from before exploring what the market has to offer, it’s no wonder that first-time buyers want expert support. If you’re a first-time buyer, Elevate will help you overcome the difficulty, stress and hurdles when securing your first mortgage.




69 High Street, Beckenham, BR3 1AW

Phone: 0203 8131495


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69 High Street, Beckenham, BR3 1AW

Phone: 0203 8131495