Critical Illness
Critical illness insurance provides a safety net during life's unexpected challenges. From heart disease to cancer and stroke, these conditions impact countless lives. Securing critical illness cover not only offers financial protection but also provides a proactive approach towards securing your future against unforeseen health issues.
Critical Illness insurance
It's when you need to make a claim that you realise just how wise investing in a critical illness policy can be.
Considering just how many lives are affected by critical illnesses such as heart disease, cancer and stroke, it is surprising that more people do not take out critical illness insurance.
The principle is straightforward; in the event of one or more of the specified illnesses being diagnosed, the insurance company will pay out a lump sum after a specified survival period. Often, critical illness cover is combined with other types of insurance and may even provide an investment element so that, for example, a given sum will be paid out on the death of the insured.
Note - Critical illness policies should be checked as only some forms of cancer, heart attack and stroke are covered by this type of insurance.
IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.
When facing a critical illness, financial worries should be the least of your concerns. With critical illness insurance, you can focus on your recovery and well-being, knowing that your family and finances are taken care of.
We work with clients in Beckenham, Bromley, and across South London, so arrange a consultation with one of our trusted team members to learn more about how critical illness insurance can benefit you and your loved ones.
Critical illness insurance provides a safety net during life's unexpected challenges. From heart disease to cancer and stroke, these conditions impact countless lives. Securing critical illness cover not only offers financial protection but also provides a proactive approach towards securing your future against unforeseen health issues.
Critical Illness insurance
It's when you need to make a claim that you realise just how wise investing in a critical illness policy can be.
Considering just how many lives are affected by critical illnesses such as heart disease, cancer and stroke, it is surprising that more people do not take out critical illness insurance.
The principle is straightforward; in the event of one or more of the specified illnesses being diagnosed, the insurance company will pay out a lump sum after a specified survival period. Often, critical illness cover is combined with other types of insurance and may even provide an investment element so that, for example, a given sum will be paid out on the death of the insured.
Note - Critical illness policies should be checked as only some forms of cancer, heart attack and stroke are covered by this type of insurance.
IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.
When facing a critical illness, financial worries should be the least of your concerns. With critical illness insurance, you can focus on your recovery and well-being, knowing that your family and finances are taken care of.
We work with clients in Beckenham, Bromley, and across South London, so arrange a consultation with one of our trusted team members to learn more about how critical illness insurance can benefit you and your loved ones.
